Keep your stock · Use your dividend
Dividends PaidThe Day You Qualify.
This is not a picture.
$237.79
earned so far, on a $230,903.10 sample portfolio
AAPL · Reinvest — $3.6773 of $38.61
61.9%
MSFT · Stream — $17.2174 of $180.77
28.57%
MSFT
$111,826.00
Stream
AAPL
$34,515.00
Reinvest
NVDA
$28,267.20
Cash early
GOOGL
$24,168.00
Reinvest
Next ex date · GOOGL · Sep 18
0%
Most of the pool that can ever be lent out
Written into the code
0%
Most you can borrow against your stock
A loan is closed out at 65
0%
The only fee, for getting paid early
Goes to the pool
0
Days between getting paid and buying more
Same transaction
A live portfolio. Portfolio value, earned income, and the next ex date — updating every second.
Open streams. Each dividend drips in separately. Watch AAPL reinvest and MSFT stream in real time.
Holdings at work. Every position names its mode: stream it, reinvest it, or take the cash early.
Four moves, one deposit
The stock never moves. The dividend becomes something the protocol can act on the day you qualify — weeks before the company would send it.
AAPL
Stock token · Stays put
150.00
The dividend · $0.26 a share, every second
Early
Cash today, minus 1%
Stream
A little every second
Reinvest
Buys more of the stock
Borrow
Pays your loan interest
You deposit a stock. It stays yours. You can take it out any time. Nobody sells it, locks it up or lends it out unless you ask. Depositing is how you tell Aera you want your dividends handled the new way.
The dividend splits off. The ex date is the day you must own a stock to get its next payout. On that day, Aera treats the payout as its own thing. The stock does not move. The money is now something the protocol can act on, weeks before the company would send it.
You get it now. No three week wait. Take the whole payout today for a 1% fee. Or let it drip into your wallet a little every second, and collect it whenever you like.
It goes to work. Cash today. A steady drip you collect at will. More of the same stock, bought for you as the money lands. Or a loan against your stock that the dividends pay down. One deposit, four choices.
Keep it, borrow on it, or sell the dividend
Four of these never touch your shares. The dividend becomes a steady drip, more stock, or a way to pay a loan, and the share stays whole. Split is the one that does touch the share, and only if you ask it to.
21days early
Get paid the day you qualify, not three weeks later.
Most companies pay a dividend about three weeks after you qualify for it. Aera pays you on day one. A pool of USDG fronts the money and takes 1% for doing it. That 1% goes to the people who put cash into the pool.
See the pool15 stocks, priced live
Every stock here has its own live price feed from Chainlink. If a stock has no feed, it is not listed. Nobody types a price in by hand.
| Stock | Dividend / share | Next ex date | Status | ||
|---|---|---|---|---|---|
 ORCLOracle Corp | $241.20 | $0.50 | 0.83% | Sep 25 | Announced |
 MSFTMicrosoft Corp | $508.30 | $0.83 | 0.65% | — | Paying now |
 AAPLApple Inc | $230.10 | $0.26 | 0.45% | — | Paying now |
 MUMicron Technology | $112.60 | $0.12 | 0.43% | Sep 29 | Paying now |
 GOOGLAlphabet Inc | $201.40 | $0.21 | 0.42% | Sep 18 | Announced |
 METAMeta Platforms | $748.60 | $0.53 | 0.28% | — | Paying now |
 NVDANVIDIA Corp | $176.67 | $0.01 | 0.02% | Sep 22 | Announced |
 TSLATesla Inc | $329.50 | — | — | — | No dividend |
 AMZNAmazon.com Inc | $228.90 | — | — | — | No dividend |
 COINCoinbase Global | $302.75 | — | — | — | No dividend |
 PLTRPalantir Technologies | $154.80 | — | — | — | No dividend |
 CRWVCoreWeave Inc | $118.40 | — | — | — | No dividend |
 AMDAdvanced Micro Devices | $168.30 | — | — | — | No dividend |
 INTCIntel Corp | $24.15 | — | — | — | No dividend |
 SNDKSanDisk Corp | $54.20 | — | — | — | No dividend |
No price feed, no listing
If a stock has no live Chainlink price on this chain, it is not listed. It does not matter how popular it is.
Old prices stop trades
If a price is more than an hour old, or reads zero, trading in that stock pauses. The system never guesses.
Every trade is checked
Each swap is checked against the live price before it goes through. If the deal is bad, the trade is cancelled.
